Grameen rules: 16 decisions that summarise the Grameen philosophy.
They go from growing vegetables and do some sport to have a healthy life
to not ask any dowry for their daughters. Every member knows them by
Group funds: Funds composed of the group savings. These savings
come partly from the 2 daily Takas they put aside during the 7 day
training when becoming a member and partly with the weekly saving when
repaying a loan.
House loan: Long term loan (10 years), the house loan is one of the most
popular credits. The borrower can choose how he wants to
distribute the weekly repayment over that period. Being a
non productive investment, the interests rates are lower (8 %).
Leasing loan: Only members with excellent repayment records can access
the biggest loan in Grameen. The installments are flexible and
usually cover 2 or 3 years with an interest rate of 20 %. The
ownership of the good is only transferred to the borrower once the loan
has been fully reimbursed.
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